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About Author:


Prashant Malhotra is a travel enthusiast and he had travelled various nations of the world. Recently he had been in Kolkata and written many articles on Guest house in salt lake Kolkata, Hotels in Kolkata near salt lake, budget hotels near Kolkata International Airport Andrew McCutchen Jersey , etc. To learn more visit at :

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A brief list of some of the most common Mortgage terms.


Adverse Credit
The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include:


Bad credit mortgage


Poor credit mortgage


Non status mortgage


Credit impaired mortgage


No credit mortgage


Low credit score mortgage


APR (Annual Percentage Rate)
The interest rate reflecting the cost of a mortgage as a yearly rate. The APR provides home buyers with the ability to compare different types of mortgages based on the annual cost of each.


Arrangement Fee
The fee you pay your Lender in return for them providing you with a mortgage. Usually paid on completion or with your application, these fees usually apply when you take out a fixed rate Rhys Hoskins Jersey , discount or cashback mortgage.


AST (Assured Shorthold Tenancy)
A form of tenancy that gives the landlord the right to repossess their property after a set amount of time laid out in the tenancy agreement. New tenancies are automatically ASTs unless otherwise stated.


Assured tenancy
The landlord can charge a market rent (the current rate for similar property in that area) and take back the property under certain conditions, as set out in the Housing Acts of 1988 and 1996.


Bridging LoanFinance
Short term loan to enable the purchase of one property before the sale of another essentially releasing funds that are required for the purchase. You should always consult a professional before considering any bridging finance as it could be a solution that is worse than the problem.


Brokers Fee
A fee charged by an intermediary or advisor for locating the most appropriate mortgage for the borrower.


Buildings insurance
Insurance you can take out when you buy a property that will cover the cost of any damage to the house and or contents..


Buy to Let
A mortgage meant for those who wish to purchase a property to rent out to others. The decision on whether you are able to repay this type of mortgage is often based up on the future rental income from the property rather than the personal income of you the borrower.


CCJ (County Court Judgment)
A judgement reached in the County Court generally realted to non payment of a loan, mortgage etc debt in general. If you pay off the debt J. T. Realmuto Jersey , the CCJ will be satisfied and a note is put on your records that states this.


Chain
A housing 'chain' made up of a number of buyers and sellers, essentially the line of buyers and sellers involved in each house move.


Charge
Any right or interest, especially with a mortgage Maikel Franco Jersey , to which a freehold or leasehold property may be held. Basically a charge is the claim the lender has on the property until the mortgage or loan is satisfied.


Completion
The term used when the seller and buyer exchange the finances required to buy a property through their respective solicitors. At exchange of contracts a deposi. Wholesale Authentic Jerseys Wholesale Jerseys From China [url=http://www.wholesalech